Investing 101
Understand the purpose of investing and the basic vocabulary around mutual funds and SIPs before making decisions.
Financial literacy · Young earners
Independence & Wealth
A five-part introduction to the financial decisions that begin when you start earning: investing, credit, taxes, emergency savings and turning income into a plan.
What you’ll learn
Earning your own money through a job, internship or stipend is a milestone. This course focuses on the systems around that money so a first income can become the beginning of long-term financial agency.
Credit scores
Learn what a credit history represents, why it can matter later and which behaviours can affect it.
Taxes
Build a working vocabulary for income, deductions, filing and the point at which professional tax guidance becomes useful.
Emergency funds
Understand why accessible savings are different from long-term investments and how a safety buffer changes financial choices.
Your first salary
Turn take-home income into a simple plan across spending, saving, giving and longer-term goals.
Your three practical tools
- First Salary Budgeting Guide — a framework for allocating a first paycheck.
- Mutual Funds & SIPs 101 — a plain-language introduction to common investing concepts.
- Understanding Taxes & Credit — a reference for two areas young earners often encounter without formal preparation.
Who this is for
This course is designed for people approaching their first regular income, including a first job, paid internship or stipend, and for young earners who have never had a structured introduction to these topics. No prior finance background is assumed.
Educational content, not personalised advice.
This material is general financial education. Tax, investment and credit decisions can depend on individual circumstances and current regulation. For decisions specific to you, use appropriately qualified professional advice.