Pillar 02 — Financial Literacy

Financial Confidence
Starts Here.

Money Matters helps girls understand earning, saving, budgeting, UPI safety and bank account setup—practical skills that build true independence for life.

Tailored Learning

Choose Your Age Pathway

Financial literacy designed specifically for every stage of growing up.

Age 10–13

The Basics of Money

Understanding needs vs. wants, piggy banks vs. savings accounts, the story of currency and smart spending habits.

  • Wants vs. Needs Activity Sheet
  • My First Savings Goal Tracker
  • Money Vocabulary for Beginners
Start Level 1 ↗
Age 14–18

Banking & Smart UPI

Opening your first student bank account, navigating UPI safely, setting up monthly allowance budgets and avoiding online scams.

  • Interactive Student Budget Planner
  • Digital Safety & Fraud Prevention
  • Bank Account Setup Checklist
Start Level 2 ↗
Age 18–25

Independence & Wealth

Introduction to investing, credit scores, taxes, building emergency funds and managing early-career salaries or stipends.

  • First Salary Budgeting Guide
  • Mutual Funds & SIPs 101
  • Understanding Taxes & Credit
Start Level 3 ↗
Interactive Practice · Financial Simulation Terminal v2.1

Make the decisions. See the consequences.

The Money Matters Financial Simulation turns financial concepts into a live decision environment. Players choose careers, allocate money across needs, wants, savings and growth, respond to market events and opportunities, negotiate trade-offs, earn income, settle each round and watch their position move on the leaderboard.

Career + team setupPlan → Market → Deal → Work → SettlementManual and fast-forward play modesLocal progress, export and mobile controls
Anaya Deshmukh · IB Community Project

Explore the project behind Money Matters.

The full interactive portfolio documents the inquiry, planning, delivery and reflection behind Anaya’s Money Matters community project, including the four IB criteria, primary baseline survey, six-week curriculum arc, adaptive facilitation, project outcomes and exhibition materials.

Criteria A–D interactive booklet₹1,000 budget simulator12-slide presentation deckExhibition board overview
Free Resources

Download Money Matters Toolkits

Free interactive workbooks, planners and worksheets to turn financial concepts into practical habits.

Workbook & Planner

The Student Budget Planner

An interactive planning resource for tracking monthly expenses, savings goals and allowance allocations.

Open Resources ↗
Conversation Resource

Parent–Daughter Money Conversation Cards

Discussion prompts for talking about money, savings, budgeting and financial decisions openly at home.

Start a Conversation ↗

Build Financial Confidence Today.

Learn the principles, practise decisions in the simulation and explore the project that shaped Money Matters.

Money Matters is educational content and does not provide personalised financial advice.